Medicare Supplement vs Medicare Advantage. What is the difference?

First of all, original Medicare provides Part A and Part B. Briefly, Part A covers hospital expenses and is payed for by those payroll deductions you had taken out of your paycheck for years. Part B costs about $120 a month and is usually deducted from your monthly social security check. There is also a Part D that you need to pay for. Part D covers prescriptions. You can be satisfied with this or elect a Medicare Supplement or Advantage plan. Following is what I learned when researching both...

Seniors Looking and Feeling Younger

Aging? Who's aging!

Recently I made my weekly trip to a local deli. The lady who waited on me smiled and said it was her birthday. Then she frowned and said she hates getting so old. So I asked, “Old? How old are you?”. She responded by saying she is “celebrating the BIG 6-0”. I let her know that being 60 isn't so bad and that she is much younger than me. Of course that turned the table as she now asked how old I was. I responded with “the BIG 7-0!”. She looked surprised and said, “Wow! You are well preserved for your age!”. I guess that is sort of a left handed compliment but I took it in the positive way I know she meant it.

Alex Trebek and Guaranteed Acceptance Life Insurance

I am sure that any of you who watch television have seen the Alex Trebek commercial talking about Colonial Penn Guaranteed Acceptance Life Insurance. Did you ever wonder if using Alex Trebek as a spokesman adds credence to the product? I would say yes.

Retired or Retiring? Rescue a Dog!

I know many people have pets, possibly for decades. During more than 40 years of marriage my wife Peggy and I never had pets in the house. It wasn't that we had a problem with it. We were just too busy trying to raise 4 daughters. That can make affording some pets difficult.

What do I miss as a retiree?

Uh... Nothing! I left that last day and never looked back.

Since I need more words than that to publish an article maybe I should talk about what I don't miss! Obviously the difference between being retired and not is the job so what I don't miss is all job related.

Saving and Paying off for Retirement

So, when is the best time to start saving for retirement? The day you enter the working world obviously! Well, unfortunately, for many people this isn't obvious until they are suddenly near retirement age. For most people just finishing school and starting their careers retirement is usually one of the furthest things from their mind. They are young and don't picture themselves as senior citizens. Heck, in many cases their parents are not even quite there yet!

When is the Best Time to Retire

Simple! The ideal retirement age is 40! Retiring at 40 would be nice but for most of us not realistic. Well, if I stayed in the military I could have retired near that age! I was in the Navy from 1966-1970 and couldn't wait to get out. Now I look back and see the benefits if I had stayed in. Hindsight! Ugh! I was contacted recently on Social Media by someone I was in the Navy with but we went separate ways when we were discharged. It turned out he did the smart thing and went back in. Now he is getting a nice retirement. Good decision on his part!

So for the rest of us, when is the best time to retire? Good question.